your healthcare costs
IMA covers the majority of the cost for your medical care plans as well as many other benefits. Your per pay period premium contributions are deducted from your paycheck before taxes.
| Plan Type | 2026 Per Pay Period Premiums | |||
|---|---|---|---|---|
| Employee only | Employee + spouse | Employee + child(ren) | Family | |
| Blue Option PPO | $86.50 | $238.50 | $181.00 | $322.00 |
| Green Option QHDHP | $47.00 | $148.00 | $114.50 | $177.00 |
| Kaiser Traditional HMO | $45.50 | $207.00 | $184.00 | $270.00 |
| Plan Type | 2025 – 2026 Medical & Prescription Plan Premiums | ||
|---|---|---|---|
| Employee Only | Employee + 1 Dependent | Employee + 2 or more Dependents | |
| Kaiser HMO | $16.00 | $110.50 | $220.50 |
| HSMA PPO | $17.00 | $137.00 | $274.00 |
| Plan Type | 2026 IMA Dental Plan Premiums | |||
|---|---|---|---|---|
| Employee only | Employee + spouse | Employee + child(ren) | Family | |
| Traditional High Dental | $11.50 | $26.00 | $25.50 | $40.50 |
| Preventive Low Dental | $6.00 | $13.50 | $13.00 | $20.50 |
| Plan Type | 2026 IMA Vision Plan Premiums | |||
|---|---|---|---|---|
| Employee only | Employee + spouse | Employee + child(ren) | Family | |
| Vision Plan | $5.00 | $7.50 | $8.00 | $12.50 |
| Age | Associate/Spouse Per Pay Period Premiums (per $1,000 of coverage) |
|---|---|
| <30 | $0.030 |
| 30-34 | $0.035 |
| 35-39 | $0.045 |
| 40-44 | $0.060 |
| 45-49 | $0.085 |
| 50-54 | $0.125 |
| 55-59 | $0.225 |
| 60-64 | $0.340 |
| 65-69 | $0.645 |
| 70-74 | $1.31 |
| For one or more children, regardless of the number of eligible children covered, the premium is $0.85 per pay period per $10,000 of coverage. | |
For additional coverage details, visit the compliance posting page.
| 2026 Cost for Coverage | Associate Only | Associate + Spouse | Associate + Child(ren) | Family |
|---|---|---|---|---|
| High Plan | $4.63 | $7.37 | $7.75 | $12.21 |
| Low Plan | $1.87 | $2.98 | $3.06 | $4.86 |
| Age | Associate | Spouse |
|---|---|---|
| 2026 Monthly rate for $1,000 of coverage | ||
| Under 24 | $0.257 | $0.257 |
| 25-29 | $0.318 | $0.318 |
| 30-34 | $0.360 | $0.360 |
| 35-39 | $0.466 | $0.466 |
| 40-44 | $0.663 | $0.663 |
| 45-49 | $1.043 | $1.043 |
| 50-54 | $1.464 | $1.464 |
| 55-59 | $2.010 | $2.010 |
| 60-64 | $2.844 | $2.844 |
| 65-69 | $3.897 | $3.897 |
| 70+ | $3.897 | $3.897 |
| Child(ren) monthly rate per $1,000 | $0.418 | |
| 2026 Cost for Coverage | Associate Only | Associate + Spouse | Associate + Child(ren) | Family |
|---|---|---|---|---|
| High Plan | $7.11 | $14.43 | $13.51 | $21.90 |
| Low Plan | $2.98 | $6.02 | $5.64 | $9.12 |
| 2026 Cost for Coverage | Associate Only | Family |
|---|---|---|
| Ultimate Plan | $5.18 | $9.18 |
If you waive IMA healthcare coverage, you won’t be able to enroll in IMA coverage until the next annual enrollment period—unless you have an eligible Qualified Life Event or HIPAA Special Enrollment Event.
Whether or not you elect IMA healthcare coverage, you will automatically be enrolled in the company-paid insurance, disability coverage and well-being programs and services available through IMA Benefits.
