when coverage begins

getting started

Eligibility for benefits coverage and services available to you and your family through IMA is based primarily on your employment status and the number of hours you work per week.

Benefits plans and services Date of employment First of the month following date of employment*
Health + Well-Being Benefits
Medical • Prescription drugs • Dental • Vision • Virtual care • Lantern** • Regenexx**  
Icon for Full time regular, Part time regular and Full and Part time interns over 20 hours per week
Employee/Family Assistance Program icons        
Maven icons        
Lifestyle Spending Account  
Financial Well-Being Benefits
Flexible savings accounts (FSA) • Health savings account (HSA)  
Icon for Full time regular, Part time regular and Full and Part time interns over 20 hours per week
FSA Commuter    icons  
IMA 401(k) plan • Wealth management counseling icons  
IMA Associate Stock Purchase Plan (ASPP)   icons      
Income Protection Benefits
Basic life/AD&D • Global travel assistance        icons
Business travel accident    icons  
Identity theft protection and resolution        icons
Additional life/AD&D • Accident • Critical illness • Hospital indemnity     icons
Short-term disability (does not include validated producers)     icons
Long-term disability     icons
Life Balance Benefits
LifeBalance Paid Time Off (LBPTO) (does not include validated producers)   icons  
Paid holidays*** • Sabbaticals   icons      
Associate gift matching • Personal and professional development    icons     
Sick leave (includes validated producers and others not eligible for LBPTO)       

*Unless hired on the first of the month, then coverage is effective that day.
**Must be enrolled in an AmeriBen medical plan to be eligible for this benefit. 
***IMA interns are eligible for paid holidays.

full-time-icon

Full-time regular associates working 30 or more hours per week

part-time-icon

Part-time regular associates working 20 or more hours per week

part-time-icon

Part-time associates working less than 20 hours per week

temporary-icon

Temporary associates working less than 20 hours per week

temporary-icon

Full-time and part-time interns working 20 or more hours per week.