when coverage begins
Eligibility for benefits coverage and services available to you and your family through IMA is based primarily on your employment status and the number of hours you work per week.
| Benefits plans and services | Date of employment | First of the month following date of employment* |
|---|---|---|
| Health + Well-Being Benefits | ||
| Medical • Prescription drugs • Dental • Vision • Virtual care • Lantern** • Regenexx** |
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| Employee/Family Assistance Program | ||
| Maven | ||
| Lifestyle Spending Account | ||
| Financial Well-Being Benefits | ||
| Flexible savings accounts (FSA) • Health savings account (HSA) |
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| FSA Commuter | |
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| IMA 401(k) plan • Wealth management counseling | ||
| IMA Associate Stock Purchase Plan (ASPP) | |
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| Income Protection Benefits | ||
| Basic life/AD&D • Global travel assistance | |
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| Business travel accident | |
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| Identity theft protection and resolution | ||
| Additional life/AD&D • Accident • Critical illness • Hospital indemnity | |
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| Short-term disability (does not include validated producers) | |
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| Long-term disability | |
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| Life Balance Benefits | ||
| LifeBalance Paid Time Off (LBPTO) (does not include validated producers) | |
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| Paid holidays*** • Sabbaticals | |
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| Associate gift matching • Personal and professional development | |
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| Sick leave (includes validated producers and others not eligible for LBPTO) | |
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*Unless hired on the first of the month, then coverage is effective that day.
**Must be enrolled in an AmeriBen medical plan to be eligible for this benefit.
***IMA interns are eligible for paid holidays.
Full-time regular associates working 30 or more hours per week
Part-time regular associates working 20 or more hours per week
Part-time associates working less than 20 hours per week
Temporary associates working less than 20 hours per week
Full-time and part-time interns working 20 or more hours per week.