compliance & plan docs
Summary Plan Descriptions provide more detailed information about plan coverage and exclusions. However, if there is a conflict between this information and the official plan documents or insurance contracts the official plan document and insurance contracts will control. In addition, the Company reserves the right to change, amend, modify or terminate the plans in whole or in part at any time. This information does not constitute an offer for continued employment with the company.
These Summary Plan Descriptions and Summary Annual Reports are not legal documents, and if they state anything that disagrees with the legal documents that make up any plan, the plan documents will control. These documents are summaries of provisions and cannot answer all questions that might arise. For a complete description of the various benefits and limitations, please refer to the plan document or your benefit description booklets, and any applicable certificates of insurance coverage known as “Plan Descriptions”. The IMA Financial Group, Inc. reserves all rights to amend, modify or change at any time the benefits, costs, and other provisions relative to coverage. Those changes could include the complete termination of benefits for all individuals or certain groups of individuals; however, continuation of coverage rights under federal law, if any are then applicable, will be provided. If required by law, you will be given notice of any change which adversely affects benefits, costs, etc., and can cease participation if the change is not acceptable. No one will, however, acquire any vested (non-forfeitable) right to have benefits, costs, or other provisions remain unmodified or in effect.”
These Summary Plan Descriptions and Summary Annual Reports are not legal documents, and if they state anything that disagrees with the legal documents that make up any plan, the plan documents will control. These documents are summaries of provisions and cannot answer all questions that might arise. For a complete description of the various benefits and limitations, please refer to the plan document or your benefit description booklets, and any applicable certificates of insurance coverage known as “Plan Descriptions”. The IMA Financial Group, Inc. reserves all rights to amend, modify or change at any time the benefits, costs, and other provisions relative to coverage. Those changes could include the complete termination of benefits for all individuals or certain groups of individuals; however, continuation of coverage rights under federal law, if any are then applicable, will be provided. If required by law, you will be given notice of any change which adversely affects benefits, costs, etc., and can cease participation if the change is not acceptable. No one will, however, acquire any vested (non-forfeitable) right to have benefits, costs, or other provisions remain unmodified or in effect.”
These Summary Plan Descriptions and Summary Annual Reports are not legal documents, and if they state anything that disagrees with the legal documents that make up any plan, the plan documents will control. These documents are summaries of provisions and cannot answer all questions that might arise. For a complete description of the various benefits and limitations, please refer to the plan document or your benefit description booklets, and any applicable certificates of insurance coverage known as “Plan Descriptions”.
IMA Financial Group, Inc. reserves all rights to amend, modify or change at any time the benefits, costs, and other provisions relative to coverage. Those changes could include the complete termination of benefits for all individuals or certain groups of individuals; however, continuation of coverage rights under federal law, if any are then applicable, will be provided. If required by law, you will be given notice of any change which adversely affects benefits, costs, etc., and can cease participation if the change is not acceptable. No one will, however, acquire any vested (non-forfeitable) right to have benefits, costs, or other provisions remain unmodified or in effect.
Through Anthem, AmeriBen creates and publishes the Machine-Readable Files on behalf of IMA Financial Group, Inc. To link to the Machine-Readable Files, please click on the URL provided: https://www.anthem.com/machine-readable-file/search/.
SurgeryPlus creates and publishes Machine-Readable Files on behalf of IMA Financial Group, Inc. To link to the Machine-Readable Files, please click on the URL provided: https://www.edhc.com/ProviderPricingTransparency/
